What is a hybrid smart card?

A hybrid smart card is a type of smart card that combines features of both contact and contactless smart cards. Smart cards are plastic cards embedded with integrated circuits (ICs) that can store and process data. The hybrid smart card, as the name suggests, incorporates elements of contact and contactless technology for enhanced versatility.

Hybrid smart cards have both a contact chip (which requires physical contact with a card reader) and a contactless interface (which allows communication without direct physical contact).

The dual-interface capability enables users to interact with both contact and contactless card readers, providing flexibility in various applications.

The combination of contact and contactless technology can enhance security by offering multiple authentication methods. Contactless transactions, in particular, provide convenience while maintaining security.

Hybrid smart cards find applications in various sectors, including banking, transportation, access control, identification, and more. They are used in scenarios where a mix of contact and contactless functionalities is required.

Hybrid smart cards are designed to be compatible with existing contact-based infrastructure while also supporting contactless transactions. This makes them suitable for gradual transitions in systems.

Like traditional smart cards, hybrid smart cards can store and process data internally on the embedded chip. This allows for secure storage of sensitive information and the execution of various applications.

The dual-interface capability allows hybrid smart cards to support multiple applications, making them suitable for scenarios where users may need access to different services or functionalities.

Examples of usage include dual-interface credit cards, electronic passports, and identity cards that can be used for both contact and contactless transactions. Hybrid smart cards offer a balance between the security of contact cards and the convenience of contactless technology.